{"data":{"id":"us-ok/okla.-stat.-tit.-46-46-301","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 46, § 46-301","heading":"Foreclosure - Limitations - Cessation of lien - Extension","body":"agreements - Notice - Record marketable title - Application of act.\n\nA. Before November 1, 2001, no suit, action or proceeding to\n\nforeclose or otherwise enforce the remedies in any mortgage,\n\ncontract for deed or deed of trust shall be had or maintained after\n\nthe expiration of ten (10) years from the date the last maturing\n\nobligation secured by such mortgage, contract for deed or deed of\n\ntrust becomes due as set out therein, and such mortgage, contract\n\nfor deed or deed of trust shall cease to be a lien, unless the\n\nholder of such mortgage, contract for deed or deed of trust either:\n\n1. Before October 1, 1981, has filed or caused to be filed of\n\nrecord a written Notice of Extension as provided in paragraph 1 of\n\nsubsection D of this section; or\n\n2. After October 1, 1981, and within the above described ten-\n\nyear period, files or causes to be filed of record a written Notice\n\nof Extension as provided in paragraph 1 of subsection D of this\n\nsection.\n\nB. Beginning November 1, 2001, no suit, action or proceeding to\n\nforeclose or otherwise enforce the remedies in any mortgage,\n\ncontract for deed or deed of trust shall be had or maintained after\n\nthe expiration of seven (7) years from the date the last maturing\n\nobligation secured by such mortgage, contract for deed or deed of\n\ntrust becomes due as set out therein, and such mortgage, contract\n\nfor deed or deed of trust shall cease to be a lien, unless the\n\nholder of such mortgage, contract for deed or deed of trust, within\n\nthe seven-year period, files or causes to be filed of record a\n\nwritten Notice of Extension as provided in paragraph 1 of subsection\n\nD of this section.\n\nC. No suit, action or proceeding to foreclose or otherwise\n\nenforce the remedies in any mortgage, contract for deed or deed of\n\ntrust filed of record in the office of the county clerk, in which\n\nthe due date of the last maturing obligation secured by such\n\nmortgage, contract for deed or deed of trust cannot be ascertained\n\nfrom the written terms thereof, shall be had or maintained after the\n\nexpiration of thirty (30) years from the date of recording of the\n\nmortgage, contract for deed or deed of trust, and said mortgage,\n\ncontract for deed or deed of trust shall cease to be a lien, unless\n\nthe holder of such mortgage, contract for deed or deed of trust\n\neither:\n\n1. Before October 1, 1981, has filed or caused to be filed of\n\nrecord a written Notice of Maturity Date as provided in paragraph 2\n\nof subsection D of this section; or\n\n2. After October 1, 1981, and within the above described\n\nthirty-year period, files or causes to be filed of record a written\n\nNotice of Maturity Date as provided in paragraph 2 of subsection D\n\nof this section.\n\nD. 1. The Notice of Extension required under subsection A or B\n\nof this section, to be effective for the purpose of this section,\n\nshall show the date of recording, the book and page and the legal\n\ndescription of the property covered by the mortgage, contract for\n\ndeed or deed of trust and the time for which the payment of the\n\nobligation secured thereby is extended, and shall be duly verified\n\nby oath and acknowledged by the holder of the mortgage, contract for\n\ndeed or deed of trust.\n\n2. The Notice of Maturity Date required under subsection C of\n\nthis section, to be effective for the purpose of this section, shall\n\nshow the date of recording, the book and page and the legal\n\ndescription of the property covered by the mortgage, contract for\n\ndeed or deed of trust and the maturity date to which the last\n\nmaturing obligation secured thereby is extended, and shall be duly\n\nverified by oath and acknowledged by the holder of the mortgage,\n\ncontract for deed or deed of trust.\n\nE. Any mortgage, contract for deed or deed of trust barred\n\nunder this section shall not be a defect in determining marketable\n\nrecord title.\n\nF. The notice required to be filed of record by this section\ny date to which the last\n\nmaturing obligation secured thereby is extended, and shall be duly\n\nverified by oath and acknowledged by the holder of the mortgage,\n\ncontract for deed or deed of trust.\n\nE. Any mortgage, contract for deed or deed of trust barred\n\nunder this section shall not be a defect in determining marketable\n\nrecord title.\n\nF. The notice required to be filed of record by this section\n\nmust be recorded in the office of the county clerk of the county or\n\ncounties where the mortgage is recorded.\n\nG. Nothing contained in this section shall be construed to\n\nrevive the lien of any mortgage, contract for deed or deed of trust\n\nwhich has expired by limitation before the effective date of this\n\nsection.","path":["OK Code","Title 46"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os46.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"9a3f85d5bd2504f4692b38675a5ab11e5c1fac2a79d9499c69e705ad0502647d","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-46-46-3","next":"us-ok/okla.-stat.-tit.-46-46-302"},"notice":"GroundRules: Original legal text. Not legal advice."}