{"data":{"id":"us-ok/okla.-stat.-tit.-47-47-169","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 47, § 47-169","heading":"Filing of certificates of insurance coverage as condition","body":"precedent to certificate or permit - Actions by injured party -\n\nFailure to maintain coverage.\n\nA. No certificate shall be issued by the Corporation Commission\n\nto any motor carrier of household goods until after such motor\n\ncarrier shall have filed with the Commission a liability insurance\n\npolicy or bond covering public liability and property damage, issued\n\nby some insurance or bonding company or insurance carrier authorized\n\nas set forth below, and which has complied with all of the\n\nrequirements of the Commission, which bond or policy shall be\n\napproved by the Commission, and shall be in such sum and amount as\n\nfixed by a proper order of the Commission; and such liability and\n\nproperty damage insurance policy or bond shall bind the obligor\n\nthereunder to make compensation for injuries to, or death of,\n\npersons, and loss or damage to property, resulting from the\n\noperation of any such motor carrier for which such carrier is\n\nlegally liable. After judgment against the carrier for any damage,\n\nthe injured party may maintain an action upon the policy or bond to\n\nrecover the same, and shall be a proper party to maintain such\n\naction.\n\nB. Every motor carrier of household goods shall file with the\n\nCommission a cargo insurance policy or bond covering any goods or\n\nproperty being transported, issued by some insurance or bonding\n\ncompany or insurance carrier authorized as set forth below, and\n\nwhich has complied with all of the requirements of the Commission,\n\nwhich bond or policy shall be approved by the Commission, and shall\n\nbe in a sum and amount as fixed by Commission rule. The cargo\n\ninsurance must be filed with the Commission prior to a certificate\n\nbeing issued by the Commission.\n\nC. No carrier, whose principal place of business is in\n\nOklahoma, shall conduct any operations in this state unless the\n\noperations are covered by a valid primary bond or insurance policy\n\nissued by an insurer authorized or approved by the Oklahoma\n\nInsurance Department. No carrier whose principal place of business\n\nis not in Oklahoma shall conduct any operations in this state unless\n\nthe operations are covered by a valid bond or insurance policy\n\nissued by an insurer licensed or approved by the insurance\n\nregulatory authority of the state of their principal place of\n\nbusiness or the Oklahoma Insurance Department.\n\nD. Each motor carrier shall maintain on file, in full force,\n\nall insurance required by the laws of the State of Oklahoma and the\n\nrules of the Commission during such motor carrier's operation and\n\nthat the failure for any cause to maintain such coverage in full\n\nforce and effect shall immediately, without any notice from the\n\nCommission, suspend such carrier's rights to operate until proper\n\ninsurance is provided. Any carrier suspended for failure to\n\nmaintain proper insurance shall have a reasonable time, not\n\nexceeding sixty (60) days, within which to provide proper insurance\n\nand to have the carrier's authority reactivated, upon showing:\n\n1. No operation during the period in which the carrier did not\n\nhave insurance; and\n\n2. Furnishing of proper insurance coverage.\n\nE. Any carrier who fails to reactivate the carrier's\n\ncertificate within sixty (60) days after such suspension, as above\n\nprovided, shall have the certificate canceled, by operation of law,\n\nwithout any notice from the Commission. No certificate so canceled\n\nshall be reinstated or otherwise made operative except that the\n\nCommission may reinstate the authority of a motor carrier upon\n\nproper showing that the motor carrier was actually covered by proper\n\ninsurance during the suspension or cancellation period, and that\n\nfailure to file with the Commission was not due to the motor\n\ncarrier's fault. Any carrier desiring to file for reinstatement of\n\nthe carrier's certificate shall do so within ninety (90) days of its\n\ncancellation by law.\ning that the motor carrier was actually covered by proper\n\ninsurance during the suspension or cancellation period, and that\n\nfailure to file with the Commission was not due to the motor\n\ncarrier's fault. Any carrier desiring to file for reinstatement of\n\nthe carrier's certificate shall do so within ninety (90) days of its\n\ncancellation by law.\n\nF. The Commission shall, in its discretion, permit the filing\n\nof certificates of insurance coverage on such form as may be\n\nprescribed by the Commission, in lieu of copies of insurance\n\npolicies or bonds, with the proviso that if the certificates are\n\nauthorized, the insurance company or carrier so filing it, upon\n\nrequest of the Commission, shall, at any time, furnish an\n\nauthenticated copy of the policy which the certificate represents,\n\nand further provided that thirty (30) days prior to effective\n\ncancellation or termination of the policy of insurance for any\n\ncause, the insurer shall so notify the Commission in writing of the\n\nfacts or as deemed necessary by the Commission.","path":["OK Code","Title 47"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os47.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"8da0665f6043f524e6bbafd5a4a941c955da969ce87866535cc5d7df2bb9e1b9","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-47-47-166a","next":"us-ok/okla.-stat.-tit.-47-47-169.1"},"notice":"GroundRules: Original legal text. Not legal advice."}