{"data":{"id":"us-ok/okla.-stat.-tit.-47-47-8-101","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 47, § 47-8-101","heading":"Owner of for-rent vehicle to give proof of financial","body":"responsibility.\n\nA. It shall be unlawful for the owner of any motor vehicle\n\nengaged in the business of renting motor vehicles without drivers to\n\nrent a motor vehicle without a driver otherwise than as a part of a\n\nbona fide transaction involving the sale of such motor vehicle,\n\nunless he or she has previously notified the Department of Public\n\nSafety of the intention to so rent such vehicle and has given proof\n\nof financial responsibility, and Service Oklahoma shall not register\n\nany such vehicle unless and until the owner gives proof of financial\n\nresponsibility either as provided in this section or, in the\n\nalternative, as provided in Section 8-102 of this title. Service\n\nOklahoma shall cancel the registration of any motor vehicle rented\n\nwithout a driver whenever Service Oklahoma ascertains that the owner\n\nhas failed or is unable to give and maintain such proof of financial\n\nresponsibility.\n\nB. Such owner shall submit to the Commissioner of Public Safety\n\nevidence that there has been issued to him or her by an insurance\n\ncarrier authorized to do business in this state a public liability\n\ninsurance policy or policies covering each such motor vehicle so\n\nrented in the amounts as hereinafter stated and insuring every\n\nperson operating such vehicle under a rental agreement or operating\n\nthe vehicle with the express or implied permission of the owner\n\nagainst loss from the liability imposed by law upon such person\n\narising out of the operation of said vehicle in the amount of\n\nTwenty-five Thousand Dollars ($25,000.00) for bodily injury to or\n\ndeath of one person and, subject to said limit as respects bodily\n\ninjury to or death of any one person, the amount of Fifty Thousand\n\nDollars ($50,000.00) on account of bodily injury to or death of more\n\nthan one person in any one accident and Twenty-five Thousand Dollars\n\n($25,000.00) for damage to property of others in any one accident.\n\nProvided, that the Commissioner is authorized to accept, in lieu of\n\nsuch public liability insurance policy covering specific vehicles,\n\nproof by evidence satisfactory to the Commissioner of a valid and\n\nbinding lease contract between the owner and a renter wherein it is\n\nagreed between such owner and the lessee-renter that such lessee-\n\nrenter accepts responsibility for loss from any liability imposed by\n\nlaw upon any person arising out of the operation, either by express\n\nor implied permission of the lessee-renter, of any vehicle covered\n\nby such lease in amounts not less than the minimum amounts before\n\nset out in this subsection, together with satisfactory evidence of\n\nissuance to such lessee-renter, by an insurance carrier authorized\n\nto do business in this state, proper public liability insurance\n\npolicies in amounts of not less than the minimum amounts before set\n\nout in this subsection or sufficient showing of financial\n\nresponsibility of such lessee-renter as is required of owners by the\n\nprovisions of Section 8-102 of this title.\n\nC. The owner shall maintain such policy or policies in full\n\nforce and effect during all times that he or she is engaged in the\n\nbusiness of renting any motor vehicle without a driver unless said\n\nowner shall have given proof of financial responsibility as provided\n\nin Section 8-102 of this title.\n\nD. Said policy or policies need not cover any liability\n\nincurred by the renter of any vehicle to any passenger in such\n\nvehicle.\n\nE. When any suit or action is brought against the owner of a\n\nfor-rent motor vehicle upon a liability under this title, it shall\n\nbe the duty of the judge of the court before whom the case is\n\npending to cause a preliminary hearing to be had, in the absence of\n\nthe jury, for the purpose of determining whether the owner has\n\nobtained and there is in full force and effect, a policy or policies\n\nof insurance covering the person operating the vehicle under a\n\nrental agreement, in the limits above mentioned. When it appears\nhall\n\nbe the duty of the judge of the court before whom the case is\n\npending to cause a preliminary hearing to be had, in the absence of\n\nthe jury, for the purpose of determining whether the owner has\n\nobtained and there is in full force and effect, a policy or policies\n\nof insurance covering the person operating the vehicle under a\n\nrental agreement, in the limits above mentioned. When it appears\n\nthat the owner has obtained such policy or policies and that the\n\nsame are in full force and effect, the judge or magistrate before\n\nwhom such action is pending shall dismiss the action as to the owner\n\nof the motor vehicle.\n\nF. Whenever the owner of a motor vehicle rents such vehicle\n\nwithout a driver to another, it shall be unlawful for the latter to\n\npermit any other person to operate such vehicle without the\n\npermission of the owner.\n\nG. Any person who violates any of the provisions of this\n\nsection shall be guilty of a misdemeanor, and upon conviction\n\nthereof, shall be punished by a fine of not more than Five Hundred\n\nDollars ($500.00) or by imprisonment in the county jail for not more\n\nthan six (6) months, or by both such fine and imprisonment.","path":["OK Code","Title 47"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os47.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"344f50de4c7640aaa0b0f51015f86ee5f4a46ed3ab5f9d3eac6d0fbc05cfaa63","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-47-47-790","next":"us-ok/okla.-stat.-tit.-47-47-8-102"},"notice":"GroundRules: Original legal text. Not legal advice."}