{"data":{"id":"us-ok/okla.-stat.-tit.-51-51-169","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 51, § 51-169","heading":"Counties - Insurance","body":"A. The governing body of any county may:\n\n1. Insure the county against all or any part of any liability\n\nit may incur for death, injury or disability of any person or for\n\ndamage to property, either real or personal;\n\n2. Insure any employee of the county against all or any part of\n\nhis liability for injury or damage resulting from an act or omission\n\nin the scope of employment;\n\n3. Insure against the expense of defending a claim against the\n\ncounty or its employee, whether or not liability exists on such\n\nclaim; or\n\n4. Insure the county or its employee against any loss, damage\n\nor liability as defined by Sections 702 through 708 of Title 36 of\n\nthe Oklahoma Statutes, or other forms of insurance provided for in\n\nTitle 36 of the Oklahoma Statutes.\n\nThe cost or premium of any such insurance is a proper expenditure of\n\nthe county.\n\nAs used in this subsection, \"employee\" means any person who has\n\nacted in behalf of a county, whether that person is acting on a\n\npermanent or temporary basis with or without being compensated or on\n\na full-time or part-time basis. Employee also includes all elected\n\nor appointed officers, members of governing bodies of a county, and\n\npersons appointed, and other persons designated by a county to act\n\nin its behalf.\n\nB. Any insurance authorized by law to be purchased, obtained or\n\nprovided by a county may be provided by:\n\n1. Self-insurance, which may be, but is not required to be,\n\nfunded by appropriations to establish or maintain reserves for self-\n\ninsurance purposes. Any self-insurance reserve fund shall be\n\nnonfiscal and shall not be considered in computing any levy when the\n\ncounty makes its annual estimate for needed appropriations;\n\n2. Insurance in any insurer authorized to transact insurance in\n\nthis state;\n\n3. Insurance secured in accordance with any other method\n\nprovided by law; or\n\n4. Any combination of insurance authorized by this section.\n\nC. Two or more counties or public agencies, by interlocal\n\nagreement made pursuant to Sections 1001 et seq. of Title 74 of the\n\nOklahoma Statutes, may provide insurance for any purpose by any one\n\nor more of the methods specified in this section. The pooling of\n\nself-insured reserves, claims or losses among governments as\n\nauthorized in this act shall not be construed to be transacting\n\ninsurance nor otherwise subject to the provisions of the laws of\n\nthis state regulating insurance or insurance companies. Two or more\n\ncounties may also be insured under a master policy or contract of\n\ninsurance. Premium costs may be set individually for each county or\n\napportioned among participating counties as provided by the master\n\npolicy or contract.","path":["OK Code","Title 51"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os51.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"7cc9c29e40605a74b43236e723cba348d486fb27859d0a749038d81fe0670b0d","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-51-51-167","next":"us-ok/okla.-stat.-tit.-51-51-170"},"notice":"GroundRules: Original legal text. Not legal advice."}