{"data":{"id":"us-ok/okla.-stat.-tit.-6-6-415","jurisdiction":"us-ok","citation":"Okla. Stat. tit. 6, § 6-415","heading":"Drive-in or walk-up facilities","body":"A. 1. Any bank chartered pursuant to the laws of this state\n\nmay maintain and operate outside attached facilities, and, subject\n\nto the approval of the Banking Board as evidenced by its\n\ncertificate, detached facilities on real property owned or leased by\n\nthe bank having one or more tellers' windows for drive-in or walk-up\n\nservice or both.\n\n2. Any branch may maintain and operate outside attached\n\nfacilities having one or more tellers' windows for drive-in or walk-\n\nup service or both on property owned or leased by the bank.\n\n3. For the purposes of this section the date of approval of a\n\nbank charter or the date of approval of a branch by the appropriate\n\nstate or federal authority shall be the date of existence of such\n\nbank, branch, or facility.\n\nB. 1. No bank shall be permitted to maintain and operate such\n\nadditional outside facilities except upon certificate issued by the\n\nBoard.\n\n2. The application for a certificate to maintain and operate a\n\ndetached facility shall comply with the regulations of the Board.\n\nAn application fee in an amount prescribed by Board rule shall\n\naccompany the application. Within twenty (20) days after the\n\nconclusion of the hearing the Board, in its sole discretion, shall\n\napprove or deny the application and shall notify the applicant of\n\nits decision.\n\n3. Any banking function may be performed at a detached facility\n\nexcept that of making loans. Upon the recommendation of the State\n\nBanking Commissioner, the Attorney General shall bring an\n\nappropriate action to enjoin a bank from conducting the making of\n\nloans at such facilities.\n\n4. Any facility authorized pursuant to the laws of this state\n\nprior to October 1, 1983, shall not be rendered unlawful by any\n\nprovision of this section.\n\n5. The provisions of this section shall not be construed in\n\nderogation or denial of the right to operate and maintain facilities\n\nas provided for in Sections 421 and 422 of this title.\n\nC. Notwithstanding paragraph 1 of subsection A of this section\n\nand paragraphs 1 and 2 of subsection B of this section, the Board\n\nmay by rule establish a procedure whereby the Commissioner may grant\n\napproval and issue the certificate to establish and operate or\n\nrelocate a detached facility without a hearing before the Board.\n\nThe procedure shall include criteria set by the Board to be applied\n\nby the Commissioner in the consideration of the application.","path":["OK Code","Title 6"],"source_url":"https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os6.pdf","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:36Z","sha256":"8705bd5ae4847913dd9e4faceaad3fe22a9c9c1da185c7a561af3f2a2c98c68b","source_id":"us-ok","stale":false,"prev":"us-ok/okla.-stat.-tit.-6-6-414","next":"us-ok/okla.-stat.-tit.-6-6-416"},"notice":"GroundRules: Original legal text. Not legal advice."}