{"data":{"id":"us-or/ors-646.648","jurisdiction":"us-or","citation":"ORS 646.648","heading":"Unlawful practice by manufactured dwelling dealer.","body":"(1) As used in this section:\n      (a) “Buyer” means a person who buys or agrees to buy a manufactured dwelling from a manufactured dwelling dealer.\n      (b) “Cash sale price” means the price for which a manufactured dwelling dealer would sell to a buyer, and the buyer would buy from a dealer, a manufactured dwelling that is covered by a purchase agreement, if the sale were a sale for cash instead of a retail installment sale.\n      (c) “Manufactured dwelling” has the meaning given that term in ORS 446.003.\n      (d) “Manufactured dwelling dealer” means a person licensed under ORS 446.691 or 446.696 or a temporary manufactured structure dealer licensee under ORS 446.701.\n      (e) “Retail installment sale” has the meaning given that term in ORS 83.510.\n      (2) A manufactured dwelling dealer engages in an unlawful practice when, in a sale of a manufactured dwelling, the dealer does any of the following:\n      (a) Misrepresents to a buyer that, as a condition of financing, the buyer must purchase:\n      (A) Credit life insurance;\n      (B) Credit disability insurance;\n      (C) Credit unemployment insurance;\n      (D) Credit property insurance;\n      (E) Health insurance;\n      (F) Life insurance; or\n      (G) An extended warranty.\n      (b) In close connection with the sale, misrepresents to a lender:\n      (A) The cash sale price;\n      (B) The amount of the buyer’s down payment; or\n      (C) The buyer’s credit or employment history.","path":["16 - Trade Practices, Labor and Employment","50. Trade Regulations and Practices","Chapter 646 — Trade Practices and Antitrust Regulation"],"source_url":"https://www.oregonlegislature.gov/bills_laws/ors/ors646.html","current_through":"2025 Edition","vintage":"","retrieved_at":"2026-09-03T23:50:16Z","sha256":"40410d69694fe0456ad1ec2547cc50de292ad692f73d4944f974b546995cd693","source_id":"us-or","stale":false,"prev":"us-or/ors-646.647","next":"us-or/ors-646.649"},"notice":"GroundRules: Original legal text. Not legal advice."}