{"data":{"id":"us-or/ors-646a.242","jurisdiction":"us-or","citation":"ORS 646A.242","heading":"“Creditor” defined.","body":"As used in ORS 646A.240 to 646A.244, “creditor” means a person who, in the ordinary course of the person’s business, regularly permits debtors to defer payment of their debts, or to incur debt and defer the payment thereof, and in either case, to pay the same with a finance charge or in more than four installments.","path":["16 - Trade Practices, Labor and Employment","50. Trade Regulations and Practices","Chapter 646A — Trade Regulation"],"source_url":"https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html","current_through":"2025 Edition","vintage":"","retrieved_at":"2026-09-03T23:50:16Z","sha256":"2d4242989a0d1cd1aa7ce8b2357d6791fb9b466eb8d30c02a6c4f65be5a0429e","source_id":"us-or","stale":false,"prev":"us-or/ors-646a.240","next":"us-or/ors-646a.244"},"notice":"GroundRules: Original legal text. Not legal advice."}