{"data":{"id":"us-or/ors-646a.430","jurisdiction":"us-or","citation":"ORS 646A.430","heading":"Definitions for ORS 646A.430 to 646A.450.","body":"As used in ORS 646A.430 to 646A.450:\n      (1) “Consumer” means a person in this state who purchases a vehicle protection product or who possesses a vehicle protection product and is entitled to enforce a warranty for the product by reason of the person’s possession.\n      (2) “Reimbursement insurance policy” means an insurance policy issued to a warrantor that:\n      (a) Reimburses the warrantor for expenses or other obligations the warrantor incurs in complying with the terms and conditions in a vehicle protection product warranty; or\n      (b) Pays on a warrantor’s behalf all obligations due under the terms and conditions of the warrantor’s vehicle protection product warranty.\n      (3) “Reimbursement insurer” means an insurer that issues a reimbursement insurance policy.\n      (4) “Seller” means a person engaged in the business of offering a vehicle protection product for sale to a consumer.\n      (5)(a) “Vehicle protection product” means:\n      (A) A protective chemical, substance, device, product or system that is:\n      (i) Designed to prevent loss or damage to a vehicle from a specific cause; and\n      (ii) Accompanied by a written warranty that provides that if the vehicle protection product fails to prevent a specified loss or damage, the warrantor will reimburse a consumer for specified related and incidental costs the consumer incurs as a result of the vehicle protection product’s failure to perform in accordance with the terms of the vehicle protection product warranty, if the consumer purchases a physical product that is designed or formulated to make the specified related and incidental costs less likely to occur;\n      (B) An alarm system;\n      (C) A product to mark motor vehicle body parts;\n      (D) A lock for a motor vehicle steering wheel, pedal or ignition;\n      (E) A product to etch motor vehicle windows;\n      (F) A kill switch for motor vehicle ignitions or fuel systems;\n      (G) A tracking system that uses satellites, radio or electronic means; or\n      (H) Other similar or related chemicals, substances, devices, products, systems or services that are designed to prevent loss or damage to a motor vehicle from a specific cause.\n      (b) “Vehicle protection product” does not include:\n      (A) A fuel or oil additive; or\n      (B) Other chemical products that are applied to a motor vehicle’s engine, transmission or fuel system.\n      (6)(a) “Warrantor” means a person that a vehicle protection product warranty names as the contractual obligor to the consumer.\n      (b) “Warrantor” does not include an authorized insurer that provides a warranty reimbursement insurance policy.","path":["16 - Trade Practices, Labor and Employment","50. Trade Regulations and Practices","Chapter 646A — Trade Regulation"],"source_url":"https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html","current_through":"2025 Edition","vintage":"","retrieved_at":"2026-09-03T23:50:16Z","sha256":"4ca26e97cb48e9d151dc8e27f1ebf952341010a7167e1015f97102d3a367d373","source_id":"us-or","stale":false,"prev":"us-or/ors-646a.418","next":"us-or/ors-646a.432"},"notice":"GroundRules: Original legal text. Not legal advice."}