{"data":{"id":"us-or/ors-646a.829","jurisdiction":"us-or","citation":"ORS 646A.829","heading":"Written disclosure requirements.","body":"A vendor policyholder shall make available to prospective customers of portable electronics written materials that disclose:\n      (1) That portable electronics insurance coverage may duplicate coverage already held by the customer, including but not limited to homeowner’s insurance or renter’s insurance;\n      (2) That issuance of portable electronics insurance coverage is not required for the customer to purchase or lease portable electronics;\n      (3) The material terms of coverage, including but not limited to:\n      (a) The identity of and contact information for the insurer or the supervising entity that issued the insurance policy to the vendor policyholder;\n      (b) The amount of any applicable deductible and how the deductible is required to be paid when a claim is made;\n      (c) The benefits of coverage; and\n      (d) Whether the covered portable electronics will be repaired or replaced with a similar make and model, with a new or reconditioned device, accessory or part, or with a device, accessory or part from other than the original manufacturer;\n      (4) The process and requirements for returning portable electronics, and any fees that will apply in the event the enrolled customer does not comply with the process and requirements; and\n      (5) That the enrolled customer may cancel the portable electronics insurance coverage at any time and that the person paying the premium shall receive a refund of the unused portion of any amount that has been paid for coverage. A reasonable administrative fee may be charged in an amount not to exceed 10 percent of the refund due.","path":["16 - Trade Practices, Labor and Employment","50. Trade Regulations and Practices","Chapter 646A — Trade Regulation"],"source_url":"https://www.oregonlegislature.gov/bills_laws/ors/ors646A.html","current_through":"2025 Edition","vintage":"","retrieved_at":"2026-09-03T23:50:16Z","sha256":"a54b4a43d974682647e0704c6a4b3e39236948edb1ecc07861607828d3bc715f","source_id":"us-or","stale":false,"prev":"us-or/ors-646a.826","next":"us-or/ors-646a.832"},"notice":"GroundRules: Original legal text. Not legal advice."}