{"data":{"id":"us-or/ors-731.354","jurisdiction":"us-or","citation":"ORS 731.354","heading":"Certificate of authority required.","body":"No person shall act as an insurer and no insurer shall directly or indirectly transact insurance in this state except as authorized by a subsisting certificate of authority issued to the insurer by the Director of the Department of Consumer and Business Services.","path":["18 - Financial Institutions, Insurance","56. Insurance","Chapter 731 — Administration and General Provisions"],"source_url":"https://www.oregonlegislature.gov/bills_laws/ors/ors731.html","current_through":"2025 Edition","vintage":"","retrieved_at":"2026-09-03T23:50:17Z","sha256":"299fb3b9ec0ad763cecbb8b6c2bc77bae80264876e7d50ab513906151265738a","source_id":"us-or","stale":false,"prev":"us-or/ors-731.328","next":"us-or/ors-731.356"},"notice":"GroundRules: Original legal text. Not legal advice."}