{"data":{"id":"us-or/ors-742.449","jurisdiction":"us-or","citation":"ORS 742.449","heading":"Prohibition on assignment to high risk category on certain grounds.","body":"An insurer issuing motor vehicle liability insurance policies in this state may not assign an insured or applicant for insurance to a higher risk category than the person would otherwise be assigned to solely because the person has:\n      (1) Let a prior motor vehicle liability policy lapse, unless the person was in violation of ORS 806.010 at any time after the prior policy lapsed; or\n      (2) Had driving privileges suspended pursuant to ORS 809.280 (6) or (8) if the suspension is based on a nondriving offense.","path":["18 - Financial Institutions, Insurance","56. Insurance","Chapter 742 — Insurance Policies Generally; Property and Casualty Policies"],"source_url":"https://www.oregonlegislature.gov/bills_laws/ors/ors742.html","current_through":"2025 Edition","vintage":"","retrieved_at":"2026-09-03T23:50:17Z","sha256":"79de751ec4fa7c60af7c8241c71e7f8440ada9ef15d6a875cda159c8ae45b5e6","source_id":"us-or","stale":false,"prev":"us-or/ors-742.447","next":"us-or/ors-742.450"},"notice":"GroundRules: Original legal text. Not legal advice."}