{"data":{"id":"us-pa/12-pa.c.s.-6321","jurisdiction":"us-pa","citation":"12 Pa.C.S. § 6321","heading":"General rules.","body":"(a) Entire agreement.--Except as provided in section 6329(c) (relating to add-on sales), a closed-end credit agreement shall contain the entire agreement of the parties regarding the costs and terms of payment for the goods and services, including a promissory note or other evidence of indebtedness between the parties relating to the transaction.\n(b) Signature.--A seller may not obtain the signature of the buyer on the agreement if the agreement contains blank spaces to be filled in after it has been signed.\n(c) Installments.--A closed-end credit agreement may provide for unequal or irregular installments.\n(d) Incorporation by reference.--A holder may, in a buyer's subsequent closed-end credit agreement, incorporate by reference the buyer's previous closed-end credit agreement and a description of the collateral for the items purchased under the previous agreement.","path":["Title 12 - COMMERCE AND TRADE","PART V CONSUMER CREDIT","CHAPTER 63 GOODS AND SERVICES INSTALLMENT SALES","SUBCHAPTER B CLOSED-END CREDIT AGREEMENTS"],"source_url":"https://www.palegis.us/statutes/consolidated/view-statute?txtType=HTM\u0026ttl=12\u0026div=0\u0026chpt=63\u0026sctn=21\u0026subsctn=0","current_through":"2026-08-31 (Statute Update stamp, 12 Pa.C.S.)","vintage":"","retrieved_at":"2026-09-02T16:30:58Z","sha256":"844a4b06a8d6a6e46d7b17e8f6102661478b1a25f7497b2882f68317071e6f79","source_id":"us-pa","stale":false,"prev":"us-pa/12-pa.c.s.-6314","next":"us-pa/12-pa.c.s.-6322"},"notice":"GroundRules: Original legal text. Not legal advice."}