{"data":{"id":"us-pa/12-pa.c.s.-6332","jurisdiction":"us-pa","citation":"12 Pa.C.S. § 6332","heading":"Requirements.","body":"(a) Signature.--A seller may not obtain the signature of a buyer on an application for an open-end credit agreement if it contains blank spaces to be filled in after it has been signed.\n(b) Separate agreement unnecessary.--A buyer does not need to sign a separate account agreement when a new purchase is made under an existing agreement.\n(c) Heading.--The following heading shall appear at the top of the agreement or directly above the space reserved for the signature of the buyer:\n(1) \"Security Agreement\" if the seller retains a security interest in the goods as security for the goods or services purchased.\n(2) \"Lien Contract\" if the seller obtains a lien on other goods or nonresidential real estate as security for the goods or services purchased.\n(3) \"Open-End Credit Agreement\" if the seller does not obtain security for the goods or services purchased.\n(d) Entire agreement.--The written agreement shall contain the entire agreement of the parties regarding the costs and terms of payment for the goods and services.","path":["Title 12 - COMMERCE AND TRADE","PART V CONSUMER CREDIT","CHAPTER 63 GOODS AND SERVICES INSTALLMENT SALES","SUBCHAPTER C OPEN-END CREDIT AGREEMENTS"],"source_url":"https://www.palegis.us/statutes/consolidated/view-statute?txtType=HTM\u0026ttl=12\u0026div=0\u0026chpt=63\u0026sctn=32\u0026subsctn=0","current_through":"2026-08-31 (Statute Update stamp, 12 Pa.C.S.)","vintage":"","retrieved_at":"2026-09-02T16:30:58Z","sha256":"661997718102bc6172fabc0cb8f59cb8bf8542cc20c791eecf45217185cf34ba","source_id":"us-pa","stale":false,"prev":"us-pa/12-pa.c.s.-6331","next":"us-pa/12-pa.c.s.-6333"},"notice":"GroundRules: Original legal text. Not legal advice."}