{"data":{"id":"us-pa/12-pa.c.s.-6344","jurisdiction":"us-pa","citation":"12 Pa.C.S. § 6344","heading":"Costs of collection.","body":"A closed-end credit agreement or an open-end credit agreement may provide for payment of actual and reasonable costs of collection only if any of the following occurs:\n(1) If the goods are subject to a security interest, the goods are removed from this Commonwealth without the written permission of the holder.\n(2) The buyer fails to notify the holder of a change of residence.\n(3) The buyer fails to communicate with the holder for a period of 45 days after a default in making payments due under the agreement.","path":["Title 12 - COMMERCE AND TRADE","PART V CONSUMER CREDIT","CHAPTER 63 GOODS AND SERVICES INSTALLMENT SALES","SUBCHAPTER D COSTS AND CHARGES"],"source_url":"https://www.palegis.us/statutes/consolidated/view-statute?txtType=HTM\u0026ttl=12\u0026div=0\u0026chpt=63\u0026sctn=44\u0026subsctn=0","current_through":"2026-08-31 (Statute Update stamp, 12 Pa.C.S.)","vintage":"","retrieved_at":"2026-09-02T16:30:58Z","sha256":"5db8202d46b379818755178238942bd91e130e4e1ef4868b7a7dde37db33261b","source_id":"us-pa","stale":false,"prev":"us-pa/12-pa.c.s.-6343","next":"us-pa/12-pa.c.s.-6345"},"notice":"GroundRules: Original legal text. Not legal advice."}