{"data":{"id":"us-pa/13-pa.c.s.-9605","jurisdiction":"us-pa","citation":"13 Pa.C.S. § 9605","heading":"Unknown debtor or secondary obligor.","body":"(a) In general: no duty owed by secured party.--Except as provided in subsection (b), a secured party does not owe a duty based on its status as secured party to any of the following:\n(1) A person that is a debtor or obligor unless the secured party knows:\n(i) that the person is a debtor or obligor;\n(ii) the identity of the person; and\n(iii) how to communicate with the person.\n(2) A secured party or lienholder that has filed a financing statement against a person unless the secured party knows:\n(i) that the person is a debtor; and\n(ii) the identity of the person.\n(b) Exception: secured party owes duty to debtor or obligor.--A secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later:\n(1) the person is a debtor or obligor; and\n(2) the secured party knows that the information in subsection (a)(1) relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral or the system in which the collateral is recorded.","path":["Title 13 - COMMERCIAL CODE","CHAPTER 96 DEFAULT","SUBCHAPTER A DEFAULT AND ENFORCEMENT OF SECURITY INTEREST"],"source_url":"https://www.palegis.us/statutes/consolidated/view-statute?txtType=HTM\u0026ttl=13\u0026div=0\u0026chpt=96\u0026sctn=5\u0026subsctn=0","current_through":"2025-12-01 (Statute Update stamp, 13 Pa.C.S.)","vintage":"","retrieved_at":"2026-09-02T16:31:03Z","sha256":"93491ea670522dbcdb81bcce840ca5a3a20095dc1fa829790a823107890ea8de","source_id":"us-pa","stale":false,"prev":"us-pa/13-pa.c.s.-9604","next":"us-pa/13-pa.c.s.-9606"},"notice":"GroundRules: Original legal text. Not legal advice."}