{"data":{"id":"us-ri/r.i.-gen.-laws-27-7-2.4","jurisdiction":"us-ri","citation":"R.I. Gen. Laws § 27-7-2.4","heading":"Direct action against insurer upon filing for bankruptcy.","body":"Any person, having a claim because of damages of any kind caused by the tort of any other person, may file a complaint directly against the liability insurer of the alleged tortfeasor seeking compensation by way of a judgment for money damages whenever the alleged tortfeasor files for bankruptcy, involving a chapter 7 liquidation, a chapter 11 reorganization for the benefit of creditors, or a chapter 13 wage earner plan, provided that the complaining party shall not recover an amount in excess of the insurance coverage available for the tort complained of.","path":["Title 27 Insurance","Chapter 7 Liability Insurance"],"source_url":"https://webserver.rilegislature.gov/Statutes/TITLE27/27-7/27-7-2.4.htm","current_through":"site files published 2025-08-13","vintage":"","retrieved_at":"2026-09-05T19:57:24Z","sha256":"f5e21da2b6866de49a1804d0d4c547cf317142d837751c9ecdf7a80aa28f74ec","source_id":"us-ri","stale":true,"prev":"us-ri/r.i.-gen.-laws-27-7-2.3","next":"us-ri/r.i.-gen.-laws-27-7-2.5"},"notice":"GroundRules: Original legal text. Not legal advice."}