{"data":{"id":"us-ri/r.i.-gen.-laws-6-51-2","jurisdiction":"us-ri","citation":"R.I. Gen. Laws § 6-51-2","heading":"Definitions.","body":"For purposes of this chapter:\n(a) “Automobile” means any self-propelled, motored device in, upon, or by which any person is, or may be, transported or drawn upon a highway and is used or brought for use primarily for personal, family, or household purposes and shall include:\n(1) An automobile as defined by § 31-1-3(d);\n(2) A motorcycle as defined by § 31-1-3;\n(3) A suburban vehicle as defined by § 31-1-3.\n(b) “Automobile lease agreement” means the bargain, with respect to the lease, of the lessor and the consumer in fact as found in their language. The term includes a sublease agreement.\n(c) “Automobile loan agreement” means a transaction that creates or provides for a security interest in an automobile in which: (1) An individual incurs an obligation primarily for personal, family, or household purposes; (2) A security interest secures the obligation; and (3) The automobile is held or acquired primarily for personal, family, or household purposes.\n(d) “Consumer” means any natural person: (1) In an automobile lease agreement who acquires, applies for, or is offered the right to possession and use of goods under an automobile lease and includes a legal representative of, fiduciary for, or successor in interest to, an individual who is a lessee, but does not include a guarantor on a consumer lease; or (2) In an automobile loan agreement with respect to an obligation secured by a security interest in the automobile: (i) Owes payment or other performance of the obligation; (ii) Has provided property other than the collateral to secure payment or other performance of the obligation; or (iii) Is otherwise accountable in whole or part for payment or other performance of the obligation and the term does not include issuers or nominated persons under a letter of credit.\n(e) “Lessor” means a person or business who transfers the right to possession and use of an automobile under a lease. Unless the context clearly indicates otherwise, the term includes a sublessor.\n(f) “Secured party” means a person or business that holds a security interest arising under an automobile loan agreement.","path":["Title 6 Commercial Law — General Regulatory Provisions","Chapter 51 The Rhode Island Automobile Repossession Act"],"source_url":"https://webserver.rilegislature.gov/Statutes/TITLE6/6-51/6-51-2.htm","current_through":"site files published 2025-08-13","vintage":"","retrieved_at":"2026-09-05T17:32:44Z","sha256":"d5e6b68ade13c29c2bd9f35a28125be999df13eca3dc39434f24f7952637a045","source_id":"us-ri","stale":true,"prev":"us-ri/r.i.-gen.-laws-6-51-1","next":"us-ri/r.i.-gen.-laws-6-51-3"},"notice":"GroundRules: Original legal text. Not legal advice."}