{"data":{"id":"us-ri/r.i.-gen.-laws-6a-9-109","jurisdiction":"us-ri","citation":"R.I. Gen. Laws § 6A-9-109","heading":"Scope.","body":"(a) General scope of chapter. Except as otherwise provided in subsections (c) and (d), this chapter applies to:\n(1) A transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;\n(2) An agricultural lien;\n(3) A sale of accounts, chattel paper, payment intangibles, or promissory notes;\n(4) A consignment;\n(5) A security interest arising under §§ 6A-2-401, 6A-2-505, 6A-2-711(3), or 6A-2.1-508(5), as provided in § 6A-9-110; and\n(6) A security interest arising under § 6A-4-210 or 6A-5-118.\n(b) Security interest in secured obligation. The application of this chapter to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this chapter does not apply.\n(c) Extent to which chapter does not apply. This chapter does not apply to the extent that:\n(1) A statute, regulation, or treaty of the United States preempts this chapter;\n(2) Another statute of this State expressly governs the creation, perfection, priority, or enforcement of a security interest created by this State or a governmental unit of this State;\n(3) A statute of another State, a foreign country, or a governmental unit of another State or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the State, country, or governmental unit; or\n(4) The rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under § 6A-5-114.\n(d) Inapplicability of chapter. This chapter does not apply to:\n(1) A landlord’s lien, other than an agricultural lien;\n(2) A lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but § 6A-9-333 applies with respect to priority of the lien;\n(3) An assignment of a claim for wages, salary, or other compensation of an employee;\n(4) A sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;\n(5) An assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;\n(6) An assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;\n(7) An assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;\n(8) A transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but §§ 6A-9-315 and 6A-9-322 apply with respect to proceeds and priorities in proceeds;\n(9) An assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;\n(10) A right of recoupment or set-off, but:\n(i) Section 6A-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and\n(ii) Section 6A-9-404 applies with respect to defenses or claims of an account debtor;\n(11) The creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for:\n(i) Liens on real property in §§ 6A-9-203 and 6A-9-308;\n(ii) Fixtures in § 6A-9-334;\n(iii) Fixture filings in §§ 6A-9-501, 6A-9-502, 6A-9-512, 6A-9-516, and 6A-9-519; and\n(iv) Security agreements covering personal and real property in § 6A-9-604;\n(12) An assignment of a claim arising in tort, other than a commercial tort claim, but §§ 6A-9-315 and 6A-9-322 apply with respect to proceeds and priorities in proceeds; or\n(13) An assignment of a deposit account in a consumer transaction, but §§ 6A-9-315 and 6A-9-322 apply with respect to proceeds and priorities in proceeds.\n(14) A claim or right to receive compensation for injuries or sickness as described in 26 U.S.C. § 104(a)(1) or (2), as amended from time to time; or\n(15) A claim or right to receive benefits under a special needs trust as described in 42 U.S.C. § 1396p(d)(4), as amended from time to time.","path":["Title 6A Uniform Commercial Code","Chapter 9 Secured Transactions","Part 1 General Provisions","Subpart 2 Applicability of Chapter"],"source_url":"https://webserver.rilegislature.gov/Statutes/TITLE6A/6A-9/6A-1/6A-2/6A-9-109.htm","current_through":"site files published 2025-08-13","vintage":"","retrieved_at":"2026-09-05T18:25:54Z","sha256":"998f3aa4cb304beaf1bd04d7db5abed11895fc3bb4b0e7576d7dd33c1a2bcb93","source_id":"us-ri","stale":true,"prev":"us-ri/r.i.-gen.-laws-6a-9-108","next":"us-ri/r.i.-gen.-laws-6a-9-110"},"notice":"GroundRules: Original legal text. Not legal advice."}