{"data":{"id":"us-ri/r.i.-gen.-laws-6a-9-605","jurisdiction":"us-ri","citation":"R.I. Gen. Laws § 6A-9-605","heading":"Unknown debtor or secondary obligor.","body":"(a) In general: No duty owed by secured party. Except as provided in subsection (b) of this section, a secured party does not owe a duty based on its status as secured party:\n(1) To a person that is a debtor or obligor, unless the secured party knows:\n(i) That the person is a debtor or obligor;\n(ii) The identity of the person; and\n(iii) How to communicate with the person; or\n(2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(i) That the person is a debtor; and\n(ii) The identity of the person.\n(b) Exception: Secured party owes duty to debtor or obligor. A secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record, or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later:\n(1) The person is a debtor or obligor; and\n(2) The secured party knows that the information in subsection (a)(1)(i), (ii), or (iii) of this section relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral, or the system in which the collateral is recorded.","path":["Title 6A Uniform Commercial Code","Chapter 9 Secured Transactions","Part 6 Default","Subpart 1 Default and Enforcement of Security Interest"],"source_url":"https://webserver.rilegislature.gov/Statutes/TITLE6A/6A-9/6A-6/6A-1/6A-9-605.htm","current_through":"site files published 2025-08-13","vintage":"","retrieved_at":"2026-09-05T18:35:14Z","sha256":"255c79bef11fa227fabdd66c752811c77c864e80bb1741acadf5085247d0963b","source_id":"us-ri","stale":true,"prev":"us-ri/r.i.-gen.-laws-6a-9-604","next":"us-ri/r.i.-gen.-laws-6a-9-606"},"notice":"GroundRules: Original legal text. Not legal advice."}