{"data":{"id":"us-sc/s.c.-code-ann.-36-9-201","jurisdiction":"us-sc","citation":"S.C. Code Ann. § 36-9-201","heading":"General effectiveness of security agreement.","body":"(a) Except as otherwise provided in the Uniform Commercial Code, a security agreement is effective according to its terms between the parties, against purchasers of the collateral, and against creditors.\n(b) A transaction subject to this article is subject to any applicable rule of law which establishes a different rule for consumers and (i) Title 37 and (ii) any consumer-protection statute or regulation.\n(c) In case of conflict between this article and a rule of law, statute, or regulation described in subsection (b), the rule of law, statute, or regulation controls. Failure to comply with a statute or regulation described in subsection (b) has only the effect the statute or regulation specifies.\n(d) This chapter does not:\n(1) validate any rate, charge, agreement, or practice that violates a rule of law, statute, or regulation described in subsection (b); or\n(2) extend the application of the rule of law, statute, or regulation to a transaction not otherwise subject to it.","path":["Title 36 - COMMERCIAL CODE","CHAPTER 9 Commercial Code—Secured Transactions","Part 2 Effectiveness of Security Agreement; Attachment of Security Interest; Rights of Parties to Security Agreement"],"source_url":"https://www.scstatehouse.gov/code/t36c009.php","current_through":"2025 Session of the General Assembly","vintage":"","retrieved_at":"2026-09-02T07:08:49Z","sha256":"3dd3b273f1ba37284ffee9563cfd91a5caefbf8599262cf1eb60c215033fb0b7","source_id":"us-sc","stale":false,"prev":"us-sc/s.c.-code-ann.-36-9-111","next":"us-sc/s.c.-code-ann.-36-9-202"},"notice":"GroundRules: Original legal text. Not legal advice."}