{"data":{"id":"us-sc/s.c.-code-ann.-36-9-611","jurisdiction":"us-sc","citation":"S.C. Code Ann. § 36-9-611","heading":"Notification before disposition of collateral.","body":"(a) In this section, \"notification date\" means the earlier of the date on which:\n(1) a secured party sends to the debtor and any secondary obligor an authenticated notification of disposition; or\n(2) the debtor and any secondary obligor waive the right to notification.\n(b) Except as otherwise provided in subsection (d), a secured party that disposes of collateral under Section 36-9-610 shall send to the persons specified in subsection (c) a reasonable authenticated notification of disposition.\n(c) To comply with subsection (b), the secured party shall send an authenticated notification of disposition to:\n(1) the debtor;\n(2) any secondary obligor; and\n(3) if the collateral is other than consumer goods:\n(A) any other person from which the secured party has received, before the notification date, an authenticated notification of a claim of an interest in the collateral;\n(B) any other secured party or lienholder that, ten days before the notification date, held a security interest in or other lien on the collateral perfected by the filing of a financing statement that:\n(i) identified the collateral;\n(ii) was indexed under the debtor's name as of that date; and\n(iii) was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date; and\n(C) any other secured party that, ten days before the notification date, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in Section 36-9-311(a).\n(d) Subsection (b) does not apply if the collateral is perishable or threatens to decline speedily in value or is of a type customarily sold on a recognized market.\n(e) A secured party complies with the requirement for notification prescribed by subsection (c)(3)(B) if:\n(1) not later than twenty days or earlier than thirty days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor's name in the office indicated in subsection (c)(3)(B); and\n(2) before the notification date, the secured party:\n(A) did not receive a response to the request for information; or\n(B) received a response to the request for information and sent an authenticated notification of disposition to each secured party or other lienholder named in that response whose financing statement covered the collateral.","path":["Title 36 - COMMERCIAL CODE","CHAPTER 9 Commercial Code—Secured Transactions","Part 6 Default"],"source_url":"https://www.scstatehouse.gov/code/t36c009.php","current_through":"2025 Session of the General Assembly","vintage":"","retrieved_at":"2026-09-02T07:08:49Z","sha256":"c59c3b839cf28fa246099c7993e3bf2860623b614dddc802e908f9977da8a7d3","source_id":"us-sc","stale":false,"prev":"us-sc/s.c.-code-ann.-36-9-610","next":"us-sc/s.c.-code-ann.-36-9-612"},"notice":"GroundRules: Original legal text. Not legal advice."}