{"data":{"id":"us-sc/s.c.-code-ann.-37-1-202","jurisdiction":"us-sc","citation":"S.C. Code Ann. § 37-1-202","heading":"Exclusions.","body":"Except as otherwise provided, this title does not apply to:\n(1) extensions of credit to government or governmental agencies or instrumentalities;\n(2) the sale of insurance by an insurer, except as otherwise provided in the chapter on insurance (Chapter 4) [Sections 37-4-101 et seq.];\n(3) transactions under public utility, municipal utility or common carrier tariffs if a subdivision or agency of this State or of the United States regulates the charges for the services involved, the charges for delayed payment, and any discount allowed for early payment;\n(4) transactions made pursuant to and in compliance with Chapter 39 of Title 40;.\n(5) licensing or examining restricted lenders [Section 37-3-501(4)];\n(6) rates and charges for advancing insurance premiums by insurance agents which shall be governed by the applicable provisions of Chapter 51 of Title 38 [Sections 38-51-10 et seq.]; or insurance premium service companies which shall be governed by the applicable provisions of Chapter 27 of Title 38 [Sections 38-27-10 et seq.];\n(7) rates and charges on restricted loans [Section 37-3-501(3)]; which shall be subject to the applicable provisions of Title 34;\n(8) loans, sales, or leases made primarily for agricultural purposes; except as otherwise provided in Chapter 10 [Sections 37-10-101 et seq.] of this title;\n(9) loans to or on behalf of students pursuant to a government supported educational loan program;\n(10) federally chartered credit unions;\n(11) transactions in securities or commodities accounts with broker- dealers registered under Article 4 of Chapter 1, Title 35 or with the Securities and Exchange Commission.","path":["Title 37 - CONSUMER PROTECTION CODE","CHAPTER 1 General Provisions and Definitions","Part 2 Scope and Jurisdiction"],"source_url":"https://www.scstatehouse.gov/code/t37c001.php","current_through":"2025 Session of the General Assembly","vintage":"","retrieved_at":"2026-09-02T07:09:09Z","sha256":"751cc4f7779a03a29e14ba89f2aff73b290a68cd9476383916a15fc0dccc88e3","source_id":"us-sc","stale":false,"prev":"us-sc/s.c.-code-ann.-37-1-201","next":"us-sc/s.c.-code-ann.-37-1-203"},"notice":"GroundRules: Original legal text. Not legal advice."}