{"data":{"id":"us-sc/s.c.-code-ann.-37-3-405","jurisdiction":"us-sc","citation":"S.C. Code Ann. § 37-3-405","heading":"Charges as a result of default prohibited except as authorized by title.","body":"Except for reasonable expenses incurred in realizing on a security interest, the agreement with respect to a consumer loan may not provide for charges as a result of default by the debtor other than those authorized by this title. A provision in violation of this section is unenforceable. This section does not prohibit or limit delinquency or deferral charges.","path":["Title 37 - CONSUMER PROTECTION CODE","CHAPTER 3 Loans","Part 4 Limitation on Agreements"],"source_url":"https://www.scstatehouse.gov/code/t37c003.php","current_through":"2025 Session of the General Assembly","vintage":"","retrieved_at":"2026-09-02T07:09:19Z","sha256":"461576760747ba570dab231d4565971c51673855595cff6f73a7eb87c55bda5e","source_id":"us-sc","stale":false,"prev":"us-sc/s.c.-code-ann.-37-3-404","next":"us-sc/s.c.-code-ann.-37-3-406"},"notice":"GroundRules: Original legal text. Not legal advice."}