{"data":{"id":"us-sc/s.c.-code-ann.-37-4-302","jurisdiction":"us-sc","citation":"S.C. Code Ann. § 37-4-302","heading":"Insurance on creditor's interest only.","body":"If a creditor contracts for or receives a separate charge for insurance against loss of or damage to property, the risk of loss or damage not wilfully caused by the debtor is on the debtor only to the extent of any deficiency in the effective coverage of the insurance, even though the insurance covers only the interest of the creditor.","path":["Title 37 - CONSUMER PROTECTION CODE","CHAPTER 4 Insurance","Part 3 Property and Liability Insurance"],"source_url":"https://www.scstatehouse.gov/code/t37c004.php","current_through":"2025 Session of the General Assembly","vintage":"","retrieved_at":"2026-09-02T07:09:24Z","sha256":"164ff59a880e49780e19b8f7b2dadfcb2f23b66bc5d2bfdad63552ffac913609","source_id":"us-sc","stale":false,"prev":"us-sc/s.c.-code-ann.-37-4-301","next":"us-sc/s.c.-code-ann.-37-4-303"},"notice":"GroundRules: Original legal text. Not legal advice."}