{"data":{"id":"us-sc/s.c.-code-ann.-38-91-20","jurisdiction":"us-sc","citation":"S.C. Code Ann. § 38-91-20","heading":"Adjusters; license required; applications; qualifications; fees; term; reciprocity.","body":"(A) No individual may act or hold himself out as an adjuster in this State unless the individual is licensed as an adjuster or qualifies for one of the license exemptions set forth in this chapter. The director must satisfy himself that each applicant for an adjuster license is an individual of good moral character, has sufficient knowledge of the insurance business and his duties as an adjuster, has not violated the insurance laws of this State, and is a fit and proper individual for the position. No license may be issued to a nonresident adjuster who resides in a state refusing to license South Carolina adjusters. Individuals must apply for a license on a uniform individual application or as prescribed by the director.\n(B) No business entity may adjust losses or otherwise act as an adjuster unless the entity and the adjusters it employs are licensed by the director or qualify for one of the license exemptions set forth in this chapter. Business entities must apply for a license on a uniform business entity application or as prescribed by the director.\n(C) A person applying for an adjuster license must make application on the uniform individual application or uniform business entity application and declare under penalty of refusal, denial, suspension, or revocation that the statements made in the application are true, correct, and complete to the best of the applicant's knowledge and belief.\n(D) The license must contain the adjuster's name, business address, license number, date of issuance, expiration date, and any other relevant information the director deems necessary. An adjuster may receive qualification for a license in one or more of the following lines of authority: property and casualty; workers' compensation; crop; or such other lines as prescribed by the director.\n(E) The fee for an individual adjuster license is one hundred dollars and the fee for a business entity adjuster license is fifty dollars. These fees are payable in advance and fully earned when received, not refundable, transferable, nor proratable. All fees collected by the director must be paid into the state general fund in the same manner as other funds collected by him.\n(F) An adjuster license is for a biennial term and remains in effect unless revoked, terminated, suspended, or denied renewal or reinstatement.\n(G) The director may contract with nongovernmental entities, including the National Association of Insurance Commissioners (NAIC), or any affiliates or subsidiaries that the NAIC oversees, to perform any ministerial functions, including the collection of fees and data related to licensing that the director may deem appropriate.","path":["Title 38 - INSURANCE","CHAPTER 91 Insurance Adjusters"],"source_url":"https://www.scstatehouse.gov/code/t38c091.php","current_through":"2026 Session of the General Assembly","vintage":"","retrieved_at":"2026-10-25T03:48:25Z","sha256":"5138785e1d8c174810215a7090c2ecc9d3acaf98e5aeef3e44e9a7ca545ed3b3","source_id":"us-sc","stale":false,"prev":"us-sc/s.c.-code-ann.-38-91-10","next":"us-sc/s.c.-code-ann.-38-91-30"},"notice":"GroundRules: Original legal text. Not legal advice."}