{"data":{"id":"us-sd/sdcl-51a-12-15","jurisdiction":"us-sd","citation":"SDCL § 51A-12-15","heading":"Compounding interest and service fees.","body":"A bank may compound the interest or service fees charged on loans when disclosed in writing to the borrower.\nSource: SL 1981, ch 346, § 62; SDCL, § 51-24-16.","path":["TITLE 51A. BANKS AND BANKING","CHAPTER 51A-12. BANK LOANS"],"source_url":"https://sdlegislature.gov/Statutes/51A-12-15","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"da8c3efbf99b94d7fe6f6783f261a70335848a497083c10e2e085697f562158f","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-51a-12-14","next":"us-sd/sdcl-51a-12-16"},"notice":"GroundRules: Original legal text. Not legal advice."}