{"data":{"id":"us-sd/sdcl-51a-19-2","jurisdiction":"us-sd","citation":"SDCL § 51A-19-2","heading":"Reasonable belief of exploitation--Authorized actions.","body":"If a financial institution, or an employee of a financial institution, reasonably believes, or has received information from a state agency or a law enforcement agency demonstrating that it is reasonable to believe financial exploitation of a consenting, senior, or vulnerable adult may have occurred, may have been attempted, is occurring, or is being attempted, the financial institution may:\n(1) Delay or refuse a transaction with or involving the consenting, senior, or vulnerable adult;\n(2) Delay or refuse to permit the withdrawal or disbursement of funds contained in the account of the consenting, senior, or vulnerable adult;\n(3) Prevent a change in ownership of the account of a consenting, senior, or vulnerable adult;\n(4) Prevent a transfer of funds from the account of the consenting, senior, or vulnerable adult to an account owned wholly or partially by another person;\n(5) Refuse to comply with instructions given to the financial institution by an agent or a person acting for or with an agent under a power of attorney signed or purported to have been signed by the consenting, senior, or vulnerable adult; or\n(6) Prevent the designation or change the designation of beneficiaries to receive any property, benefit, or contract rights for a consenting, senior, or vulnerable adult at death.\nSource: SL 2026, ch 194, § 2.","path":["TITLE 51A. BANKS AND BANKING","CHAPTER 51A-19. FINANCIAL EXPLOITATION PREVENTION"],"source_url":"https://sdlegislature.gov/Statutes/51A-19-2","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"9c4d889579ce97206dc3c942a4fff930dcb058050a6d4edef6578f55c3e5c593","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-51a-19-1","next":"us-sd/sdcl-51a-19-3"},"notice":"GroundRules: Original legal text. Not legal advice."}