{"data":{"id":"us-sd/sdcl-54-11-12","jurisdiction":"us-sd","citation":"SDCL § 54-11-12","heading":"Change in terms of credit card agreement.","body":"A credit card issuer may change the terms of any credit card agreement if such right of amendment has been reserved. A credit card issuer shall provide notice of such change, and the right to reject such change, in accordance with, and solely to the extent required by 12 C.F.R. 1026, in effect on January 1, 2015. No credit card issuer may make a change that is specifically prohibited by 12 C.F.R. 1026.","path":["TITLE 54. DEBTOR AND CREDITOR","CHAPTER 54-11. CREDIT CARDS AND REVOLVING CHARGE ACCOUNTS"],"source_url":"https://sdlegislature.gov/Statutes/54-11-12","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"f3a635caedf455fc5d436c26b006ccf291dd13e0a13403773032e40045403d3c","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-54-11-10","next":"us-sd/sdcl-54-12-1"},"notice":"GroundRules: Original legal text. Not legal advice."}