{"data":{"id":"us-sd/sdcl-54-3a-14","jurisdiction":"us-sd","citation":"SDCL § 54-3A-14","heading":"Unilateral deferral by creditor prohibited.","body":"No term of a writing executed by the buyer prior to agreement to a deferral constitutes authority for a creditor unilaterally to grant a deferral and make charges therefor.","path":["TITLE 54. DEBTOR AND CREDITOR","CHAPTER 54-3A. CONSUMER INSTALLMENT SALES CONTRACTS"],"source_url":"https://sdlegislature.gov/Statutes/54-3A-14","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"900a089b599cb647f322b6057967a838d841dbba52c6a7cea6c3f0e165ab9483","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-54-3a-13","next":"us-sd/sdcl-54-3a-15"},"notice":"GroundRules: Original legal text. Not legal advice."}