{"data":{"id":"us-sd/sdcl-54-3a-16","jurisdiction":"us-sd","citation":"SDCL § 54-3A-16","heading":"Deferral charge not collected on refinancing.","body":"A charge may not be collected for the deferral of an installment payment or any part thereof if the unpaid balance is refinanced.","path":["TITLE 54. DEBTOR AND CREDITOR","CHAPTER 54-3A. CONSUMER INSTALLMENT SALES CONTRACTS"],"source_url":"https://sdlegislature.gov/Statutes/54-3A-16","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"94cc898c1383c5494027ac382c3ab9d741fb9d98c8967ae51ba564850bfc3d6a","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-54-3a-15","next":"us-sd/sdcl-54-3a-17"},"notice":"GroundRules: Original legal text. Not legal advice."}