{"data":{"id":"us-sd/sdcl-54-3a-22","jurisdiction":"us-sd","citation":"SDCL § 54-3A-22","heading":"Demand required before action for excessive charges.","body":"No action shall be commenced to recover any amount under § 54-3A-20 unless and until written demand therefor has been made, signed by the buyer, and the creditor has failed to refund or credit such amount to the buyer within sixty days after receipt of the demand.","path":["TITLE 54. DEBTOR AND CREDITOR","CHAPTER 54-3A. CONSUMER INSTALLMENT SALES CONTRACTS"],"source_url":"https://sdlegislature.gov/Statutes/54-3A-22","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"d4458505fa8f81a07786820a5734d71cd320381755e48e455d880915de27d4cd","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-54-3a-21","next":"us-sd/sdcl-54-3a-23"},"notice":"GroundRules: Original legal text. Not legal advice."}