{"data":{"id":"us-sd/sdcl-54-3a-3","jurisdiction":"us-sd","citation":"SDCL § 54-3A-3","heading":"Finance charges on installment sales contract.","body":"Notwithstanding the provisions of any other law, a creditor may contract for and receive, pursuant to an installment sales contract, a finance charge at a rate as agreed upon by the creditor and the consumer by written agreement. The finance charge is expressed and compounded in the same manner as an interest rate.","path":["TITLE 54. DEBTOR AND CREDITOR","CHAPTER 54-3A. CONSUMER INSTALLMENT SALES CONTRACTS"],"source_url":"https://sdlegislature.gov/Statutes/54-3A-3","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"fcf8dc1a8d8a247d3c8598d1ccf80c58d31a76534aeee7b20b3eeba3b4c67058","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-54-3a-2","next":"us-sd/sdcl-54-3a-4"},"notice":"GroundRules: Original legal text. Not legal advice."}