{"data":{"id":"us-sd/sdcl-54-3a-8.1","jurisdiction":"us-sd","citation":"SDCL § 54-3A-8.1","heading":"Restriction on use of rule.","body":"The Rule of 78 as defined in § 54-3A-8 may not be used in any consumer installment sales contract. The Rule of 78 may, however, be used to compute the unearned premium on insurance.","path":["TITLE 54. DEBTOR AND CREDITOR","CHAPTER 54-3A. CONSUMER INSTALLMENT SALES CONTRACTS"],"source_url":"https://sdlegislature.gov/Statutes/54-3A-8.1","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"6aad16f8cca87f9e4665e0d9ff14507d4b4f9f9d005161c3732a943d2c2f9128","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-54-3a-8","next":"us-sd/sdcl-54-3a-9"},"notice":"GroundRules: Original legal text. Not legal advice."}