{"data":{"id":"us-sd/sdcl-58-11-9.3","jurisdiction":"us-sd","citation":"SDCL § 58-11-9.3","heading":"Exclusion of named person or reduction of coverage in motor vehicle policy--Minimum liability coverage.","body":"An insurance policy covering a private passenger automobile or other motor vehicle registered or principally garaged in this state may by written agreement with the named insured exclude a named individual from coverage. The policy may also contain a restrictive endorsement reducing the limits of liability or collision coverage when the vehicle is operated by a named person or class of persons. However, if the policy does provide liability coverage to a person or persons named in a restrictive endorsement, the liability coverage may not be less than the minimum prescribed by chapter 32-35.","path":["TITLE 58. INSURANCE","CHAPTER 58-11. FORM AND CONTENTS OF INSURANCE POLICIES"],"source_url":"https://sdlegislature.gov/Statutes/58-11-9.3","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"cd6d7e31f93411be525c944584e56a3d52beebfcbab9e8feec65f9dd101c5310","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-58-11-9.2","next":"us-sd/sdcl-58-11-9.4"},"notice":"GroundRules: Original legal text. Not legal advice."}