{"data":{"id":"us-sd/sdcl-58-17b-7","jurisdiction":"us-sd","citation":"SDCL § 58-17B-7","heading":"Requirements for long-term care insurance policies--Post-confinement, post-acute care, or recuperative benefits.","body":"No long-term care insurance policy may be delivered or issued for delivery in this state if the policy:\n(1) Conditions eligibility for any benefits on a prior hospitalization requirement;\n(2) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or\n(3) Conditions eligibility for any benefits other than waiver of premium, post-confinement, post-acute care or recuperative benefits on a prior institutionalization requirement.\nPost-confinement, post-acute care, or recuperative benefits do not include home health care, adult day care, or any other benefit based on treatment or services received.\nA long-term care insurance policy, continuing post-confinement, post-acute care, or recuperative benefits, shall clearly label, in a separate paragraph of the policy or certificate entitled \"Limitations or Conditions on Eligibility for Benefits,\" such limitations or conditions, including any required number of days of confinement.\nA long-term care insurance policy or rider which conditions eligibility of non-institutional benefits on the prior receipt of institutional care may not require a prior institutional stay of more than thirty days, except waiver of premium which may not require a prior institutional stay of more than ninety days.","path":["TITLE 58. INSURANCE","CHAPTER 58-17B. STANDARDS FOR LONG-TERM CARE INSURANCE"],"source_url":"https://sdlegislature.gov/Statutes/58-17B-7","current_through":"2026-08-31","vintage":"","retrieved_at":"2026-09-03T15:18:57Z","sha256":"411d19dfe04f81edc9035e9007e7443c929af2740a9b2d38e84c06c271aa1269","source_id":"us-sd","stale":true,"prev":"us-sd/sdcl-58-17b-6","next":"us-sd/sdcl-58-17b-8"},"notice":"GroundRules: Original legal text. Not legal advice."}