{"data":{"id":"us-tn/tenn.-code-ann.-45-10-105","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 45-10-105","heading":"Authorization by customer","body":"(a) A customer may authorize disclosure of financial records pertaining to the customer by signing and dating a statement authorizing the disclosure; or, if acceptable to the financial institution, a customer may provide authorization orally. The authorization may specify: (1) The name of the person to which disclosure is authorized; (2) The financial records that are authorized to be disclosed; and (3) The period of time during which the authorization is effective. (b) No authorization shall be required by a financial institution as a condition of doing business with the financial institution. Acts 1983, ch. 224, § 5.\n(a) A customer may authorize disclosure of financial records pertaining to the customer by signing and dating a statement authorizing the disclosure; or, if acceptable to the financial institution, a customer may provide authorization orally. The authorization may specify: (1) The name of the person to which disclosure is authorized; (2) The financial records that are authorized to be disclosed; and (3) The period of time during which the authorization is effective.\n(1) The name of the person to which disclosure is authorized;\n(2) The financial records that are authorized to be disclosed; and\n(3) The period of time during which the authorization is effective.\n(b) No authorization shall be required by a financial institution as a condition of doing business with the financial institution.","path":["TN Code","Title 45","Chapter 10"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"023d6e9ab58e353ce48baa8b652f3de2b7ee3a97c7784a5b415501575d98738f","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-45-10-104","next":"us-tn/tenn.-code-ann.-45-10-106"},"notice":"GroundRules: Original legal text. Not legal advice."}