{"data":{"id":"us-tn/tenn.-code-ann.-45-16-103","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 45-16-103","heading":"Usage fees on foreign access cards","body":"A financial institution may impose and collect a usage fee on a foreign access card; provided, that the usage fee may only be charged if the imposition of the fee is disclosed at a time and in a manner that allows the user to terminate or cancel the transaction without incurring the usage fee.","path":["TN Code","Title 45","Chapter 16"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"7034469a6dd40014770d68161ccae44ccbe76ed166e3938fc327456163906acc","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-45-16-102","next":"us-tn/tenn.-code-ann.-45-16-104"},"notice":"GroundRules: Original legal text. Not legal advice."}