{"data":{"id":"us-tn/tenn.-code-ann.-45-2-2203","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 45-2-2203","heading":"Government registry of privately owned firearms and owners prohibited - Exceptions - Financial institutions prohibited from discriminating against firearms retailers - Exclusions","body":"(a) Except for those records kept during the regular course of a criminal investigation and prosecution, or as otherwise required by law, a government entity, or an official, employee, or agent of a governmental entity, shall not knowingly keep or cause to be kept any list, record, or registry of privately owned firearms or the owners of such firearms. (b) A financial institution, including an agent of the financial institution, shall not: (1) Require or permit the assignment of a firearms code in a way that distinguishes a firearms retailer from other retailers; or (2) Subject to subsections (c) and (d), decline a payment card transaction involving a firearms retailer based solely on the assignment of a firearms code. (c) This section does not prohibit a financial institution from declining or otherwise refusing to process a payment card transaction for any of the following reasons: (1) If necessary to comply with applicable state or federal law; (2) If requested by the customer; (3) If necessary due to fraud controls; or (4) For the purpose of merchant category exclusions offered by a financial institution for the purpose of expenditure control or corporate card control. (d) This section does not limit the authority of a financial institution to negotiate with responsible parties or otherwise impair a financial institution's actions related to any of the following: (1) Dispute processing; (2) Fraud risk, credit management, or other controls in the ordinary course of business operations; (3) Protecting against illegal activities, breach, or cyber risks; or (4) Restricting the use or availability of a firearms code in this state. Added by 2024 Tenn. Acts, ch. 773,s 1, eff. 7/1/2024.\n(a) Except for those records kept during the regular course of a criminal investigation and prosecution, or as otherwise required by law, a government entity, or an official, employee, or agent of a governmental entity, shall not knowingly keep or cause to be kept any list, record, or registry of privately owned firearms or the owners of such firearms.\n(b) A financial institution, including an agent of the financial institution, shall not: (1) Require or permit the assignment of a firearms code in a way that distinguishes a firearms retailer from other retailers; or (2) Subject to subsections (c) and (d), decline a payment card transaction involving a firearms retailer based solely on the assignment of a firearms code.\n(1) Require or permit the assignment of a firearms code in a way that distinguishes a firearms retailer from other retailers; or\n(2) Subject to subsections (c) and (d), decline a payment card transaction involving a firearms retailer based solely on the assignment of a firearms code.\n(c) This section does not prohibit a financial institution from declining or otherwise refusing to process a payment card transaction for any of the following reasons: (1) If necessary to comply with applicable state or federal law; (2) If requested by the customer; (3) If necessary due to fraud controls; or (4) For the purpose of merchant category exclusions offered by a financial institution for the purpose of expenditure control or corporate card control.\n(1) If necessary to comply with applicable state or federal law;\n(2) If requested by the customer;\n(3) If necessary due to fraud controls; or\n(4) For the purpose of merchant category exclusions offered by a financial institution for the purpose of expenditure control or corporate card control.\nions offered by a financial institution for the purpose of expenditure control or corporate card control.\n(1) If necessary to comply with applicable state or federal law;\n(2) If requested by the customer;\n(3) If necessary due to fraud controls; or\n(4) For the purpose of merchant category exclusions offered by a financial institution for the purpose of expenditure control or corporate card control.\n(d) This section does not limit the authority of a financial institution to negotiate with responsible parties or otherwise impair a financial institution's actions related to any of the following: (1) Dispute processing; (2) Fraud risk, credit management, or other controls in the ordinary course of business operations; (3) Protecting against illegal activities, breach, or cyber risks; or (4) Restricting the use or availability of a firearms code in this state.\n(1) Dispute processing;\n(2) Fraud risk, credit management, or other controls in the ordinary course of business operations;\n(3) Protecting against illegal activities, breach, or cyber risks; or\n(4) Restricting the use or availability of a firearms code in this state.","path":["TN Code","Title 45","Chapter 2"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"18c13985e58eb16538b5d0003c2770edc46f708c9ec77c119388a9be61e1a47f","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-45-2-2202","next":"us-tn/tenn.-code-ann.-45-2-2204"},"notice":"GroundRules: Original legal text. Not legal advice."}