{"data":{"id":"us-tn/tenn.-code-ann.-45-2-710","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 45-2-710","heading":"Statute of limitations","body":"An action to enforce the obligation of a bank to pay all or part of the balance of a deposit account or certificate of deposit, collectively a deposit, must be commenced within six (6) years of the earlier of the following: (1) The time that the six-year statute of limitations period begins to run under § 47-3-118(e)(1) , if the deposit is a certificate of deposit subject to title 47, chapter 3; or (2) The later of: (A) The maturity date of the deposit, as set forth in the applicable original contract of deposit; (B) The due date of the deposit indicated in the bank's last written notice of renewal sent pursuant to § 45-2-618 ; (C) The date of the last written communication from the bank recognizing the bank's obligation with respect to the deposit; or (D) The last day of the taxable year for which the owner of the deposit last reported interest income earned on the deposit on either a federal or state income tax return. Acts 2005, ch. 30, § 1.\nAn action to enforce the obligation of a bank to pay all or part of the balance of a deposit account or certificate of deposit, collectively a deposit, must be commenced within six (6) years of the earlier of the following:\n(1) The time that the six-year statute of limitations period begins to run under § 47-3-118(e)(1) , if the deposit is a certificate of deposit subject to title 47, chapter 3; or\n(2) The later of: (A) The maturity date of the deposit, as set forth in the applicable original contract of deposit; (B) The due date of the deposit indicated in the bank's last written notice of renewal sent pursuant to § 45-2-618 ; (C) The date of the last written communication from the bank recognizing the bank's obligation with respect to the deposit; or (D) The last day of the taxable year for which the owner of the deposit last reported interest income earned on the deposit on either a federal or state income tax return.\n(A) The maturity date of the deposit, as set forth in the applicable original contract of deposit;\n(B) The due date of the deposit indicated in the bank's last written notice of renewal sent pursuant to § 45-2-618 ;\n(C) The date of the last written communication from the bank recognizing the bank's obligation with respect to the deposit; or\n(D) The last day of the taxable year for which the owner of the deposit last reported interest income earned on the deposit on either a federal or state income tax return.","path":["TN Code","Title 45","Chapter 2"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"19fe188bc15c0b3c43c33ddec9a1352112a5662d78b4888e6c088df4daf0d691","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-45-2-709","next":"us-tn/tenn.-code-ann.-45-2-711"},"notice":"GroundRules: Original legal text. Not legal advice."}