{"data":{"id":"us-tn/tenn.-code-ann.-47-18-5530","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 47-18-5530","heading":"Advertising","body":"(a) If the agreements of a provider contemplate that creditors will reduce finance charges or fees for late payment, default or delinquency and the provider advertises debt-management services, it shall disclose, in an easily comprehensible manner, that using a debt-management plan may make it harder for the individual to obtain credit.\n(b) If the agreements of a provider contemplate that creditors will settle for less than the full principal amount of debt and the provider advertises debt-management services, it shall disclose, in an easily comprehensible manner, the information specified in § 47-18-5517(d)(3) and (4) .","path":["TN Code","Title 47","Chapter 18"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"8f0b1b6aa04e1ed8903a22a192a70193d02314cf559e2e97e1ff7fa46b168aac","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-47-18-5529","next":"us-tn/tenn.-code-ann.-47-18-5531"},"notice":"GroundRules: Original legal text. Not legal advice."}