{"data":{"id":"us-tn/tenn.-code-ann.-47-4-108","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 47-4-108","heading":"Time of receipt of items","body":"(a) For the purpose of allowing time to process items, prove balances, and make the necessary entries on its books to determine its position for the day, a bank may fix an afternoon hour of two o'clock (2:00) p.m. or later as a cutoff hour for the handling of money and items and the making of entries on its books.\n(b) An item or deposit of money received on any day after a cutoff hour so fixed or after the close of the banking day may be treated as being received at the opening of the next banking day.","path":["TN Code","Title 47","Chapter 4"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"4fa06f23055f44bceec984dac8bc49b056fca19dd3e15c643eeeb88fbe76b23e","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-47-4-107","next":"us-tn/tenn.-code-ann.-47-4-109"},"notice":"GroundRules: Original legal text. Not legal advice."}