{"data":{"id":"us-tn/tenn.-code-ann.-47-9-109","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 47-9-109","heading":"Scope","body":"(a) General scope of chapter. Except as otherwise provided in subsections (c) and (d), this chapter applies to: (1) a transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract; (2) an agricultural lien; (3) a sale of accounts, chattel paper, payment intangibles, or promissory notes; (4) a consignment; (5) a security interest arising under § 47-2-401 , § 47-2-505 , § 47-2-711(3) , or § 47-2A-508(5) , as provided in § 47-9-110 ; and (6) a security interest arising under § 47-4-210 or § 47-5-118 . (b) Security interest in secured obligation. The application of this chapter to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this chapter does not apply. (c) Extent to which chapter does not apply. This chapter does not apply to the extent that: (1) a statute, regulation, or treaty of the United States preempts this chapter; (2) another statute of this state expressly governs the creation, perfection, priority, or enforcement of a security interest created by this state or a governmental unit of this state, including, but not limited to, title 9, chapter 22; (3) a statute of another state, a foreign country, or a governmental unit of another state or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the state, country, or governmental unit; or (4) the rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under § 47-5-114 . (d) Inapplicability of chapter. This chapter does not apply to: (1) a landlord's lien, other than an agricultural lien; (2) a lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but § 47-9-333 applies with respect to priority of the lien; (3) an assignment of a claim for wages, salary, or other compensation of an employee; (4) a sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose; (5) an assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only; (6) an assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract; (7) an assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness; (8) a transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (9) an assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral; (10) a right of recoupment or set-off, but: (A) § 47-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and (B) § 47-9-404 applies with respect to defenses or claims of an account debtor; (11) the creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for: (A) liens on real property in § 47-9-203 and § 47-9-308 ; (B) fixtures in § 47-9-334 ; (C) fixture filings in § 47-9-501 , § 47-9-502 , § 47-9-512 , § 47-9-516 , and § 47-9-519 ; and (D) security agreements covering personal and real property in § 47-9-604 ; (12) an assignment of a claim arising in tort, other than a commercial tort claim, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (13) an assignment of a deposit account in a consumer transaction, but §§ 47-9-315 and 47-9-32\n47-9-502 , § 47-9-512 , § 47-9-516 , and § 47-9-519 ; and (D) security agreements covering personal and real property in § 47-9-604 ; (12) an assignment of a claim arising in tort, other than a commercial tort claim, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (13) an assignment of a deposit account in a consumer transaction, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (14) an assignment of a claim or right to receive compensation for injuries or sickness as described in 26 U.S.C. § 104(a)(1) or (2) , as amended from time to time; or (15) an assignment of a claim or right to receive benefits under a special needs trust described in 42 U.S.C. § 1396p(d)(4) , as amended from time to time. Acts 2000, ch. 846, § 1; 2001, ch. 143, § 1; 2001, ch. 290, § 2.\n(a) General scope of chapter. Except as otherwise provided in subsections (c) and (d), this chapter applies to: (1) a transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract; (2) an agricultural lien; (3) a sale of accounts, chattel paper, payment intangibles, or promissory notes; (4) a consignment; (5) a security interest arising under § 47-2-401 , § 47-2-505 , § 47-2-711(3) , or § 47-2A-508(5) , as provided in § 47-9-110 ; and (6) a security interest arising under § 47-4-210 or § 47-5-118 .\n(1) a transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;\n(2) an agricultural lien;\n(3) a sale of accounts, chattel paper, payment intangibles, or promissory notes;\n(4) a consignment;\n(5) a security interest arising under § 47-2-401 , § 47-2-505 , § 47-2-711(3) , or § 47-2A-508(5) , as provided in § 47-9-110 ; and\n(6) a security interest arising under § 47-4-210 or § 47-5-118 .\n(b) Security interest in secured obligation. The application of this chapter to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this chapter does not apply.\n(c) Extent to which chapter does not apply. This chapter does not apply to the extent that: (1) a statute, regulation, or treaty of the United States preempts this chapter; (2) another statute of this state expressly governs the creation, perfection, priority, or enforcement of a security interest created by this state or a governmental unit of this state, including, but not limited to, title 9, chapter 22; (3) a statute of another state, a foreign country, or a governmental unit of another state or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the state, country, or governmental unit; or (4) the rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under § 47-5-114 .\n(1) a statute, regulation, or treaty of the United States preempts this chapter;\n(2) another statute of this state expressly governs the creation, perfection, priority, or enforcement of a security interest created by this state or a governmental unit of this state, including, but not limited to, title 9, chapter 22;\n(3) a statute of another state, a foreign country, or a governmental unit of another state or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the state, country, or governmental unit; or\n(4) the rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under § 47-5-114 .\novernmental unit of another state or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the state, country, or governmental unit; or\n(4) the rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under § 47-5-114 .\n(d) Inapplicability of chapter. This chapter does not apply to: (1) a landlord's lien, other than an agricultural lien; (2) a lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but § 47-9-333 applies with respect to priority of the lien; (3) an assignment of a claim for wages, salary, or other compensation of an employee; (4) a sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose; (5) an assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only; (6) an assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract; (7) an assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness; (8) a transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (9) an assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral; (10) a right of recoupment or set-off, but: (A) § 47-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and (B) § 47-9-404 applies with respect to defenses or claims of an account debtor; (11) the creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for: (A) liens on real property in § 47-9-203 and § 47-9-308 ; (B) fixtures in § 47-9-334 ; (C) fixture filings in § 47-9-501 , § 47-9-502 , § 47-9-512 , § 47-9-516 , and § 47-9-519 ; and (D) security agreements covering personal and real property in § 47-9-604 ; (12) an assignment of a claim arising in tort, other than a commercial tort claim, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (13) an assignment of a deposit account in a consumer transaction, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds; (14) an assignment of a claim or right to receive compensation for injuries or sickness as described in 26 U.S.C. § 104(a)(1) or (2) , as amended from time to time; or (15) an assignment of a claim or right to receive benefits under a special needs trust described in 42 U.S.C. § 1396p(d)(4) , as amended from time to time.\n(1) a landlord's lien, other than an agricultural lien;\n(2) a lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but § 47-9-333 applies with respect to priority of the lien;\n(3) an assignment of a claim for wages, salary, or other compensation of an employee;\n(4) a sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;\n(5) an assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;\n(6) an assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;\n(7) an assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;\nment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;\n(6) an assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;\n(7) an assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;\n(8) a transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds;\n(9) an assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;\n(10) a right of recoupment or set-off, but: (A) § 47-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and (B) § 47-9-404 applies with respect to defenses or claims of an account debtor;\n(A) § 47-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and\n(B) § 47-9-404 applies with respect to defenses or claims of an account debtor;\n(11) the creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for: (A) liens on real property in § 47-9-203 and § 47-9-308 ; (B) fixtures in § 47-9-334 ; (C) fixture filings in § 47-9-501 , § 47-9-502 , § 47-9-512 , § 47-9-516 , and § 47-9-519 ; and (D) security agreements covering personal and real property in § 47-9-604 ;\n(A) liens on real property in § 47-9-203 and § 47-9-308 ;\n(B) fixtures in § 47-9-334 ;\n(C) fixture filings in § 47-9-501 , § 47-9-502 , § 47-9-512 , § 47-9-516 , and § 47-9-519 ; and\n(D) security agreements covering personal and real property in § 47-9-604 ;\n(12) an assignment of a claim arising in tort, other than a commercial tort claim, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds;\n(13) an assignment of a deposit account in a consumer transaction, but §§ 47-9-315 and 47-9-322 apply with respect to proceeds and priorities in proceeds;\n(14) an assignment of a claim or right to receive compensation for injuries or sickness as described in 26 U.S.C. § 104(a)(1) or (2) , as amended from time to time; or\n(15) an assignment of a claim or right to receive benefits under a special needs trust described in 42 U.S.C. § 1396p(d)(4) , as amended from time to time.","path":["TN Code","Title 47","Chapter 9"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"83c72897814fa63bcbbd08ac13fe647236556400a91eab62f62689b8e73583ee","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-47-9-108","next":"us-tn/tenn.-code-ann.-47-9-110"},"notice":"GroundRules: Original legal text. Not legal advice."}