{"data":{"id":"us-tn/tenn.-code-ann.-56-14-103","jurisdiction":"us-tn","citation":"Tenn. Code Ann. § 56-14-103","heading":"Surplus lines insurance authorized","body":"(a) If insurance coverages of insureds, whose home state is this state, cannot be procured from admitted companies after diligent effort, except if an exempt commercial purchaser, the coverages, designated as surplus lines insurance, may be procured from unauthorized companies, subject to the following conditions: (1) The insurance must be eligible for surplus lines under § 56-14-105 ; (2) The insurer must be an eligible surplus lines insurer under § 56-14-109 ; (3) The writing agent must be a licensed surplus lines agent; and (4) Any other applicable provisions of this chapter must be followed. (b) Any surplus lines insurance of an insured, whose home state is this state, shall be deemed to be insurance procured, or continued or renewed in this state for purposes of subsection (a). Acts 1969, ch. 270, § 3; T.C.A., § 56-3803; Acts 2011, ch. 446, § 1.\n(a) If insurance coverages of insureds, whose home state is this state, cannot be procured from admitted companies after diligent effort, except if an exempt commercial purchaser, the coverages, designated as surplus lines insurance, may be procured from unauthorized companies, subject to the following conditions: (1) The insurance must be eligible for surplus lines under § 56-14-105 ; (2) The insurer must be an eligible surplus lines insurer under § 56-14-109 ; (3) The writing agent must be a licensed surplus lines agent; and (4) Any other applicable provisions of this chapter must be followed.\n(1) The insurance must be eligible for surplus lines under § 56-14-105 ;\n(2) The insurer must be an eligible surplus lines insurer under § 56-14-109 ;\n(3) The writing agent must be a licensed surplus lines agent; and\n(4) Any other applicable provisions of this chapter must be followed.\n(b) Any surplus lines insurance of an insured, whose home state is this state, shall be deemed to be insurance procured, or continued or renewed in this state for purposes of subsection (a).","path":["TN Code","Title 56","Chapter 14"],"source_url":"https://oss-data-us.vaquill.ai/v2026.08/us_tn_statutes.parquet","current_through":"2026-08-14","vintage":"open-us-law v2026.08, retrieved 2026-09-14","retrieved_at":"2026-09-14T18:32:26Z","sha256":"cd1e008abf53f330d4e00dbfb6126e335784dc6bec3373b12bed5d9ddae83aa3","source_id":"us-tn","stale":false,"prev":"us-tn/tenn.-code-ann.-56-14-102","next":"us-tn/tenn.-code-ann.-56-14-104"},"notice":"GroundRules: Original legal text. Not legal advice."}