{"data":{"id":"us-tx/tex.-business-commerce-code-20.22","jurisdiction":"us-tx","citation":"Tex. Business \u0026 Commerce Code § 20.22","heading":"APPLICABILITY; CONFLICT OF LAW.","body":"(a) This subchapter does not apply to the use of a protected consumer's consumer report or record by:\n(1) a person administering a credit file monitoring subscription service to which:\n(A) the protected consumer has subscribed; or\n(B) the representative of the protected consumer has subscribed on behalf of the protected consumer;\n(2) a person providing the protected consumer or the protected consumer's representative with a copy of the protected consumer's consumer report on request of the protected consumer or the protected consumer's representative;\n(3) a consumer reporting agency with respect to a database or file that consists entirely of information concerning, and is used solely for, one or more of the following:\n(A) criminal history record information;\n(B) personal loss history information;\n(C) fraud prevention or detection;\n(D) tenant screening; or\n(E) employment screening; or\n(4) an entity described by Section 20.038(11), (12), or (13).\n(b) To the extent of a conflict between a provision of this subchapter relating to a protected consumer and another provision of this chapter, this subchapter controls.\nAdded by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 1, eff. January 1, 2014.","path":["BUSINESS AND COMMERCE CODE","TITLE 2. COMPETITION AND TRADE PRACTICES","CHAPTER 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES","SUBCHAPTER E. SECURITY FREEZE FOR CHILD"],"source_url":"https://statutes.capitol.texas.gov/Docs/BC/htm/BC.20.htm#20.22","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:46:56Z","sha256":"502f463915c56463fdaeb3ac30d6223903d356ebac989cb319fa989064de99e1","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-business-commerce-code-20.21","next":"us-tx/tex.-business-commerce-code-20.23"},"notice":"GroundRules: Original legal text. Not legal advice."}