{"data":{"id":"us-tx/tex.-business-commerce-code-3.407","jurisdiction":"us-tx","citation":"Tex. Business \u0026 Commerce Code § 3.407","heading":"ALTERATION.","body":"(a) \"Alteration\" means:\n(1) an unauthorized change in an instrument that purports to modify in any respect the obligation of a party; or\n(2) an unauthorized addition of words or numbers or other change to an incomplete instrument relating to the obligation of a party.\n(b) Except as provided in Subsection (c), an alteration fraudulently made discharges a party whose obligation is affected by the alteration unless that party assents or is precluded from asserting the alteration. No other alteration discharges a party, and the instrument may be enforced according to its original terms.\n(c) A payor bank or drawee paying a fraudulently altered instrument or a person taking it for value, in good faith and without notice of the alteration, may enforce rights with respect to the instrument:\n(1) according to its original terms; or\n(2) in the case of an incomplete instrument altered by unauthorized completion, according to its terms as completed.\nAmended by Acts 1995, 74th Leg., ch. 921, Sec. 1, eff. Jan. 1, 1996.","path":["BUSINESS AND COMMERCE CODE","TITLE 1. UNIFORM COMMERCIAL CODE","CHAPTER 3. NEGOTIABLE INSTRUMENTS","SUBCHAPTER D. LIABILITY OF PARTIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/BC/htm/BC.3.htm#3.407","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:46:56Z","sha256":"83eee2c53888374a75f8e2a4cf316aa9275e59c1466b17049d6296ebcc44f7c7","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-business-commerce-code-3.406","next":"us-tx/tex.-business-commerce-code-3.408"},"notice":"GroundRules: Original legal text. Not legal advice."}