{"data":{"id":"us-tx/tex.-business-commerce-code-523.001","jurisdiction":"us-tx","citation":"Tex. Business \u0026 Commerce Code § 523.001","heading":"EXTENSION OF CREDIT TO VICTIM OF IDENTITY THEFT.","body":"(a) In this section, \"victim of identity theft\" means an individual who has filed a criminal complaint alleging the commission of an offense under Section 32.51, Penal Code, other than a person who is convicted of an offense under Section 37.08, Penal Code, with respect to that complaint.\n(b) A person who has been notified that an individual has been the victim of identity theft may not deny the individual an extension of credit, including a loan, in the individual's name or restrict or limit the credit extended solely because the individual has been a victim of identity theft. This subsection does not prohibit a person from denying an individual an extension of credit for a reason other than the individual's having been a victim of identity theft, including by reason of the individual's lack of capacity to contract.\n(c) A license issued under Subtitle B, Title 4, Finance Code, that is held by a person who violates this section is subject to revocation or suspension under that subtitle.\nAdded by Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278), Sec. 2.01, eff. April 1, 2009.","path":["BUSINESS AND COMMERCE CODE","TITLE 11. PERSONAL IDENTITY INFORMATION","SUBTITLE B. IDENTITY THEFT","CHAPTER 523. PROVISIONS RELATING TO VICTIMS OF IDENTITY THEFT","SUBCHAPTER A. EXTENSIONS OF CREDIT AND VERIFICATION OF IDENTITY"],"source_url":"https://statutes.capitol.texas.gov/Docs/BC/htm/BC.523.htm#523.001","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:46:56Z","sha256":"b0d2cc62e379758570babeebfa76dcf5e72351bdcfa3e7ff46553488e51baab4","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-business-commerce-code-522.002","next":"us-tx/tex.-business-commerce-code-523.002"},"notice":"GroundRules: Original legal text. Not legal advice."}