{"data":{"id":"us-tx/tex.-finance-code-157.004","jurisdiction":"us-tx","citation":"Tex. Finance Code § 157.004","heading":"EXEMPTIONS.","body":"This chapter does not apply to:\n(1) a federally insured bank, savings bank, savings and loan association, Farm Credit System Institution, or credit union;\n(2) a subsidiary of a federally insured bank, savings bank, savings and loan association, Farm Credit System Institution, or credit union;\n(3) a residential mortgage loan company licensed under Chapter 156;\n(4) an authorized lender licensed under Chapter 342; or\n(5) the state or a governmental agency, political subdivision, or other instrumentality of the state, or an employee of the state or a governmental agency, political subdivision, or instrumentality of the state who is acting within the scope of the person's employment.\nAdded by Acts 2003, 78th Leg., ch. 1301, Sec. 1, eff. Jan. 1, 2004.\nAmended by:\nActs 2009, 81st Leg., R.S., Ch. 1147 (H.B. 2779), Sec. 4, eff. April 1, 2010.\nActs 2013, 83rd Leg., R.S., Ch. 160 (S.B. 1004), Sec. 52, eff. September 1, 2013.","path":["FINANCE CODE","TITLE 3. FINANCIAL INSTITUTIONS AND BUSINESSES","SUBTITLE E. OTHER FINANCIAL BUSINESSES","CHAPTER 157. MORTGAGE BANKERS AND RESIDENTIAL MORTGAGE LOAN ORIGINATORS","SUBCHAPTER C. REGISTRATION OF MORTGAGE BANKERS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.157.htm#157.004","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"8d84343998db4d2a824d0879a71ca0fefc5df2705587da1950cc2e936835546f","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-157.003","next":"us-tx/tex.-finance-code-157.005"},"notice":"GroundRules: Original legal text. Not legal advice."}