{"data":{"id":"us-tx/tex.-finance-code-158.052","jurisdiction":"us-tx","citation":"Tex. Finance Code § 158.052","heading":"EXEMPTIONS; APPLICABILITY.","body":"(a) This chapter does not require registration by:\n(1) a federal or state depository institution, or a subsidiary or affiliate of a federal or state depository institution;\n(2) a person registered under Chapter 157;\n(3) a person licensed under Chapter 342 or regulated under Chapter 343, if the person does not act as a residential mortgage loan servicer servicing first-lien secured loans; or\n(4) a person making a residential mortgage loan with the person's own funds, or to secure all or a portion of the purchase price of real property sold by that person.\n(b) This chapter applies only to a residential mortgage loan servicer that services at least one residential mortgage loan.\n(c) Nothing in this chapter permits a person who is not otherwise exempt from this chapter to act as a residential mortgage loan originator, as defined by Section 180.002, without obtaining a license under the applicable provisions of law.\nAdded by Acts 2011, 82nd Leg., R.S., Ch. 588 (S.B. 17), Sec. 1, eff. September 1, 2011.","path":["FINANCE CODE","TITLE 3. FINANCIAL INSTITUTIONS AND BUSINESSES","SUBTITLE E. OTHER FINANCIAL BUSINESSES","CHAPTER 158. RESIDENTIAL MORTGAGE LOAN SERVICERS","SUBCHAPTER B. REGISTRATION OF RESIDENTIAL MORTGAGE LOAN SERVICERS"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.158.htm#158.052","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"a9e8f3c66104ca8ef20c9e39680dd4e285015927a7065aef87fef31be2063818","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-158.051","next":"us-tx/tex.-finance-code-158.053"},"notice":"GroundRules: Original legal text. Not legal advice."}