{"data":{"id":"us-tx/tex.-finance-code-159.107","jurisdiction":"us-tx","citation":"Tex. Finance Code § 159.107","heading":"WAIVER OR AVOIDANCE PROHIBITED.","body":"(a) Any purported waiver of a right of a wrap borrower under this subchapter or purported exemption of a person from liability for a violation of this subchapter is void.\n(b) A person who is a party to a residential real estate transaction may not evade the application of this subchapter by any device, subterfuge, or pretense, and any attempt to do so is void and a deceptive trade practice under Subchapter E, Chapter 17, Business \u0026 Commerce Code, and is actionable under that subchapter.\nAdded by Acts 2021, 87th Leg., R.S., Ch. 76 (S.B. 43), Sec. 3, eff. January 1, 2022.","path":["FINANCE CODE","TITLE 3. FINANCIAL INSTITUTIONS AND BUSINESSES","SUBTITLE E. OTHER FINANCIAL BUSINESSES","CHAPTER 159. WRAP MORTGAGE LOAN FINANCING","SUBCHAPTER C. TRANSACTION REQUIREMENTS; REMEDIES"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.159.htm#159.107","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"834198e59efc8b06b1ce05082723150fb130d58c68aa4929e59242817763a64e","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-159.106","next":"us-tx/tex.-finance-code-159.108"},"notice":"GroundRules: Original legal text. Not legal advice."}