{"data":{"id":"us-tx/tex.-finance-code-303.014","jurisdiction":"us-tx","citation":"Tex. Finance Code § 303.014","heading":"RATE FOR LENDER CREDIT CARD AGREEMENT WITH MERCHANT DISCOUNT.","body":"On an amount owed for a credit card transaction under a lender credit card agreement that imposes or allows the creditor to receive a merchant discount, the creditor may not contract for, charge, or receive:\n(1) a rate that exceeds the ceiling provided under Section 303.006(c); or\n(2) a fee or charge that:\n(A) is not allowed under Chapter 346; or\n(B) exceeds the amount allowed under Chapter 346.\nAdded by Acts 1999, 76th Leg., ch. 62, Sec. 7.18(a), eff. Sept. 1, 1999.","path":["FINANCE CODE","TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS","SUBTITLE A. INTEREST","CHAPTER 303. OPTIONAL RATE CEILINGS","SUBCHAPTER A. RATE CEILINGS: APPLICABILITY, COMPUTATION, AND PUBLICATION"],"source_url":"https://statutes.capitol.texas.gov/Docs/FI/htm/FI.303.htm#303.014","current_through":"89th 2nd Called Legislative Session, 2025","vintage":"","retrieved_at":"2026-08-27T01:47:13Z","sha256":"7c1af0f745e9a722ad8694233e00a60d4eda0630092a94cef7bf272e89aa16aa","source_id":"us-tx","stale":false,"prev":"us-tx/tex.-finance-code-303.013","next":"us-tx/tex.-finance-code-303.015"},"notice":"GroundRules: Original legal text. Not legal advice."}